Social Payments: Request, pay and divide.

With instant payments you can ask and pay money quickly and split accounts with friends. All this, without having to type the 24 digits of an IBAN and without waiting for the 2 or 3 days it can take your money to reach its destination.

How does it work?

  • Request: if you are tired of chasing your defaulter friend, we are already chasing him or her. Click on “Request” and you will access the contacts calendar of your mobile. Select who owes you money, the amount owed and we’ll send a notification (if he/she is  a bnc10 user) or an SMS (if he/she is not yet) to pay your outstanding debt. Once they receive the notice, they can pay with a single click from the bnc10 app.
  • Pay: you have two options to transfer money: an instant money transfer without IBAN (if the recipient is a bnc10 user) or a bank transfer if the recipient is not yet a bnc10 user.
  • In the first case you must select the recipient in your contact list, enter the amount, the concept (optional) and c’est fini.
  • If the recipient is not yet a bnc10 user, he misses it: you can make a normal and current transfer: enter the IBAN and the other required fields and the money will reach its destination.
  • Split: Is this familiar to you to go to a restaurant and be told “you have to pay all together”? And organize a group trip and end up paying for the whole group’s accommodation? We are here to save you! With the “Split” functionality you can claim your part of the account from your friends. You just have to select the contacts with whom you want to share your payment, enter the amount and they will receive a request to pay their outstanding part. If they are bnc10 users, they can pay you with just one click.