In which countries can you not open a bnc10 account? In which countries can you not use bnc10?

You can download the app from bnc10 and open an account in all European countries except Bulgaria, Lithuania, Latvia, Estonia, Ukraine, Croatia, Slovenia, Romania. In these countries, it is not possible to download the application.

As for payments, you can use bnc10 everywhere Mastercard is accepted.

And for transfers, if you want to make them outside the SEPA (Single European Payments Area) zone, you will need to use external platforms.